Free Vendor Tool by VendorLoop

Payment System Finder™

Compare payment systems, estimate processing costs, and find the best fit for your vendor business.

VendorLoop may earn a referral commission from some links. Recommendations are based on business fit, not paid placement.

Payment Systems Compared

Expand each card to see pros, cons, and typical use cases.

Square

Best for: Craft vendors, pop-ups, farmers markets, simple mobile sales

Processing fee
2.6% + 10¢
Monthly
No monthly fee
Card reader
Online store
Inventory
Food/restaurant
Invoicing

Shopify POS

Best for: Vendors who sell both in person and online

Processing fee
2.7% + 0¢
Monthly
$39/mo
Card reader
Online store
Inventory
Food/restaurant
Invoicing

Toast POS

Best for: Food trucks, food vendors, cafes, and restaurants

Processing fee
2.49% + 15¢
Monthly
No monthly fee
Card reader
Online store
Inventory
Food/restaurant
Invoicing

PayPal / Zettle

Best for: Occasional sellers or vendors who already use PayPal

Processing fee
2.29% + 9¢
Monthly
No monthly fee
Card reader
Online store
Inventory
Food/restaurant
Invoicing

Stripe

Best for: Online checkout, custom websites, and advanced integrations

Processing fee
2.7% + 5¢
Monthly
No monthly fee
Card reader
Online store
Inventory
Food/restaurant
Invoicing

Clover

Best for: Retail stores and vendors who want a traditional POS experience

Processing fee
2.6% + 10¢
Monthly
$14.95/mo
Card reader
Online store
Inventory
Food/restaurant
Invoicing

Helcim

Best for: Vendors focused on lower processing costs and transparent pricing

Processing fee
1.93% + 8¢
Monthly
No monthly fee
Card reader
Online store
Inventory
Food/restaurant
Invoicing
* All fees are estimates. Verify current rates with each provider.
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This tool is for informational purposes only. VendorLoop is not responsible for pricing changes made by payment providers.